Branch Details — UTKS0002105
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Buguda |
| IFSC Code | UTKS0002105 |
| MICR Code | 761762005 |
| Bank Code (RBI) | UTKS |
| Branch Code | 002105 |
| Address | UTKARSH SMALL FINANCE BANK LTD.NEAR CINEMA HALL MAIN ROAD BUGUDA DIST-GANJAM ODISHA-761118 |
| City | Ganjam |
| District | Buguda |
| State | Odisha |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0002105
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0002105.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0002105.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0002105. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Buguda branch, Ganjam, Odisha.
The MICR code is 761762005. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: UTKARSH SMALL FINANCE BANK LTD.NEAR CINEMA HALL MAIN ROAD BUGUDA DIST-GANJAM ODISHA-761118. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002105 identify the Buguda branch.
Yes. Utkarsh Small Finance Bank Buguda Branch (IFSC: UTKS0002105) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0002105 → select NEFT/RTGS/IMPS → confirm with OTP.