Branch Details — UTKS0002112
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Kotapad |
| IFSC Code | UTKS0002112 |
| MICR Code | Not allotted |
| Bank Code (RBI) | UTKS |
| Branch Code | 002112 |
| Address | UTKARSH SMALL FINANCE BANK LTD.KOTAPAD TO JAGDALPUR MAIN ROAD NEAR AXIS BANK KOTAPAD DISTRICT-KORAPUT ODISHA-764058 |
| City | Koraput |
| District | Kotapad |
| State | Odisha |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0002112
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0002112.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0002112.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0002112. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Kotapad branch, Koraput, Odisha.
This branch has not been allotted an MICR code in RBI records.
Address: UTKARSH SMALL FINANCE BANK LTD.KOTAPAD TO JAGDALPUR MAIN ROAD NEAR AXIS BANK KOTAPAD DISTRICT-KORAPUT ODISHA-764058. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002112 identify the Kotapad branch.
Yes. Utkarsh Small Finance Bank Kotapad Branch (IFSC: UTKS0002112) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0002112 → select NEFT/RTGS/IMPS → confirm with OTP.