Branch Details — UTKS0001048
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Lalganj |
| IFSC Code | UTKS0001048 |
| MICR Code | 276762203 |
| Bank Code (RBI) | UTKS |
| Branch Code | 001048 |
| Address | HOUSE NO - 44,WARD NO.- 2,VILLAGE - HANUMANGARH,MAIN BYPASS,PANCHAYAT KATGHAR,LALGANJ,NEAR DHEERA CHAUK,HANUMANGORDHI,DIST - AZAMGARH,UP,276202 |
| City | Azamgarh |
| District | Lalganj |
| State | Uttar Pradesh |
| Contact | +917234901535 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0001048
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001048.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001048.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0001048. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Lalganj branch, Azamgarh, Uttar Pradesh.
The MICR code is 276762203. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: HOUSE NO - 44,WARD NO.- 2,VILLAGE - HANUMANGARH,MAIN BYPASS,PANCHAYAT KATGHAR,LALGANJ,NEAR DHEERA CHAUK,HANUMANGORDHI,DIST - AZAMGARH,UP,276202. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001048 identify the Lalganj branch.
Yes. Utkarsh Small Finance Bank Lalganj Branch (IFSC: UTKS0001048) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001048 → select NEFT/RTGS/IMPS → confirm with OTP.