Branch Details — UTKS0001043
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Kauriram |
| IFSC Code | UTKS0001043 |
| MICR Code | 273762501 |
| Bank Code (RBI) | UTKS |
| Branch Code | 001043 |
| Address | GROUND FLOOR,ARAZI NO.37 MIN,VILLAGE - BALUA BUJURG,PARAGANA - BHAUWAPAR,TEHSIL - BANSGAON,DISTRICT - GORAKHPUR,PIN CODE - 273413 |
| City | Gorakhpur |
| District | Gorakhpur |
| State | Uttar Pradesh |
| Contact | +919984717072 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0001043
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001043.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001043.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0001043. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Kauriram branch, Gorakhpur, Uttar Pradesh.
The MICR code is 273762501. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND FLOOR,ARAZI NO.37 MIN,VILLAGE - BALUA BUJURG,PARAGANA - BHAUWAPAR,TEHSIL - BANSGAON,DISTRICT - GORAKHPUR,PIN CODE - 273413. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001043 identify the Kauriram branch.
Yes. Utkarsh Small Finance Bank Kauriram Branch (IFSC: UTKS0001043) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001043 → select NEFT/RTGS/IMPS → confirm with OTP.