Branch Details — UTKS0001820
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Pharendamaharajganj |
| IFSC Code | UTKS0001820 |
| MICR Code | Not allotted |
| Bank Code (RBI) | UTKS |
| Branch Code | 001820 |
| Address | UPPER GROUND FLOOR NEAR DHANI DHALA SINDHWARI ANAND NAGAR TEHSIL PHARENDA DIST-MAHARAJGANJ UP-273155 |
| City | Maharajganj |
| District | Maharajganj |
| State | Uttar Pradesh |
| Contact | +918887931919 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0001820
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001820.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001820.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0001820. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Pharendamaharajganj branch, Maharajganj, Uttar Pradesh.
This branch has not been allotted an MICR code in RBI records.
Address: UPPER GROUND FLOOR NEAR DHANI DHALA SINDHWARI ANAND NAGAR TEHSIL PHARENDA DIST-MAHARAJGANJ UP-273155. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001820 identify the Pharendamaharajganj branch.
Yes. Utkarsh Small Finance Bank Pharendamaharajganj Branch (IFSC: UTKS0001820) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001820 → select NEFT/RTGS/IMPS → confirm with OTP.