Branch Details — UTKS0002080

Bank NameUtkarsh Small Finance Bank
Branch NameGhosi
IFSC CodeUTKS0002080
MICR Code275762002
Bank Code (RBI)UTKS
Branch Code002080
AddressUTKARSH SMALL FINANCE BANK LTD.BESIDES SARVODAYA INTER COLLAGE NEAR KALI MATA CHAURAHA MAIN ROAD GHOSI MAU UTTAR PRADESH 275305
CityMau
DistrictMau
StateUttar Pradesh
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using UTKS0002080

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0002080.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0002080.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is UTKS0002080. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Ghosi branch, Mau, Uttar Pradesh.
The MICR code is 275762002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: UTKARSH SMALL FINANCE BANK LTD.BESIDES SARVODAYA INTER COLLAGE NEAR KALI MATA CHAURAHA MAIN ROAD GHOSI MAU UTTAR PRADESH 275305. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002080 identify the Ghosi branch.
Yes. Utkarsh Small Finance Bank Ghosi Branch (IFSC: UTKS0002080) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0002080 → select NEFT/RTGS/IMPS → confirm with OTP.

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