Branch Details — UTKS0001289
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Ramgarh Up |
| IFSC Code | UTKS0001289 |
| MICR Code | 231762105 |
| Bank Code (RBI) | UTKS |
| Branch Code | 001289 |
| Address | C/O MR.KAMLESH S/O RAMKUMARVILLAGE-RAMGARH,PO-RAMGARH,THAN - PANNU GANJ,DIS - SONBHADRA,PIN-231213 |
| City | Sonbhadra |
| District | Robertsganj |
| State | Uttar Pradesh |
| Contact | +917318089287 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0001289
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001289.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001289.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0001289. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Ramgarh Up branch, Sonbhadra, Uttar Pradesh.
The MICR code is 231762105. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: C/O MR.KAMLESH S/O RAMKUMARVILLAGE-RAMGARH,PO-RAMGARH,THAN - PANNU GANJ,DIS - SONBHADRA,PIN-231213. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001289 identify the Ramgarh Up branch.
Yes. Utkarsh Small Finance Bank Ramgarh Up Branch (IFSC: UTKS0001289) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001289 → select NEFT/RTGS/IMPS → confirm with OTP.