Branch Details — UTKS0000002
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | CPC Varanasi |
| IFSC Code | UTKS0000002 |
| MICR Code | Not allotted |
| Bank Code (RBI) | UTKS |
| Branch Code | 000002 |
| Address | UTKARSH SMALL FINANCE BANK 2ND FLOOR,UTKARSH TOWER BABATPUR AIRPORT ROAD SEHMALPUR VARANASI UTTAR PRADESH PIN - 221105 |
| City | Varanasi |
| District | Varanasi |
| State | Uttar Pradesh |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0000002
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0000002.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0000002.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0000002. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank CPC Varanasi branch, Varanasi, Uttar Pradesh.
This branch has not been allotted an MICR code in RBI records.
Address: UTKARSH SMALL FINANCE BANK 2ND FLOOR,UTKARSH TOWER BABATPUR AIRPORT ROAD SEHMALPUR VARANASI UTTAR PRADESH PIN - 221105. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000002 identify the CPC Varanasi branch.
Yes. Utkarsh Small Finance Bank CPC Varanasi Branch (IFSC: UTKS0000002) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0000002 → select NEFT/RTGS/IMPS → confirm with OTP.