Branch Details — UTKS0001195
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Haldwani |
| IFSC Code | UTKS0001195 |
| MICR Code | 263762503 |
| Bank Code (RBI) | UTKS |
| Branch Code | 001195 |
| Address | CHORGALIYA ROAD,NEAR MAHARANA PRATAP CHOWK,SITARGANJ,U.S.NAGAR -261405 |
| City | Nainital |
| District | Haldwani |
| State | Uttarakhand |
| Contact | +917983105967 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0001195
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001195.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001195.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0001195. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Haldwani branch, Nainital, Uttarakhand.
The MICR code is 263762503. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: CHORGALIYA ROAD,NEAR MAHARANA PRATAP CHOWK,SITARGANJ,U.S.NAGAR -261405. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001195 identify the Haldwani branch.
Yes. Utkarsh Small Finance Bank Haldwani Branch (IFSC: UTKS0001195) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001195 → select NEFT/RTGS/IMPS → confirm with OTP.