Branch Details — UTKS0001657
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Baguihati |
| IFSC Code | UTKS0001657 |
| MICR Code | 700762010 |
| Bank Code (RBI) | UTKS |
| Branch Code | 001657 |
| Address | GROUND FLOOR INDRANIL APARTMENT RAJARHAT MAIN ROAD OPP.NEW TOWN NURSING HOME P.O - DESH BANDHU NAGAR P.S - BAGUIHATI KOLKATA-700059 |
| City | North 24 Parganas |
| District | Baguihati |
| State | West Bengal |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0001657
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001657.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001657.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0001657. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Baguihati branch, North 24 Parganas, West Bengal.
The MICR code is 700762010. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND FLOOR INDRANIL APARTMENT RAJARHAT MAIN ROAD OPP.NEW TOWN NURSING HOME P.O - DESH BANDHU NAGAR P.S - BAGUIHATI KOLKATA-700059. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001657 identify the Baguihati branch.
Yes. Utkarsh Small Finance Bank Baguihati Branch (IFSC: UTKS0001657) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001657 → select NEFT/RTGS/IMPS → confirm with OTP.