Branch Details — WBSC0000031

Bank NameWest Bengal State Co-operative Bank
Branch NameHabra Branch
IFSC CodeWBSC0000031
MICR Code700093020
Bank Code (RBI)WBSC
Branch Code000031
AddressNEAR HABRA RLY STATION,NORTH 24 PGS
CityNorth 24 Parganas
DistrictHabra
StateWest Bengal
Contact+913216237024
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPINot available

Transfer Methods Using WBSC0000031

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC WBSC0000031.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC WBSC0000031.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is WBSC0000031. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at West Bengal State Co-operative Bank Habra Branch branch, North 24 Parganas, West Bengal.
The MICR code is 700093020. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NEAR HABRA RLY STATION,NORTH 24 PGS. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
WBSC identifies West Bengal State Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000031 identify the Habra Branch branch.
Yes. West Bengal State Co-operative Bank Habra Branch Branch (IFSC: WBSC0000031) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC WBSC0000031 → select NEFT/RTGS/IMPS → confirm with OTP.