Branch Details — YESB0000981
| Bank Name | Yes Bank |
| Branch Name | Desur, Belgaum |
| IFSC Code | YESB0000981 |
| MICR Code | 590532003 |
| Bank Code (RBI) | YESB |
| Branch Code | 000981 |
| Address | NO.328,GROUND FLOOR,DESUR,SHIVAJI RATE ROAD,BELGAUM TALUKA,BELGAUM DISTRICT,KARNATAKA -590014 |
| City | Belagavi |
| District | Belgaum |
| State | Karnataka |
| Contact | +9102218002000 |
| Toll Free | 1800-1200 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using YESB0000981
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC YESB0000981.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC YESB0000981.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is YESB0000981. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Yes Bank Desur, Belgaum branch, Belagavi, Karnataka.
The MICR code is 590532003. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NO.328,GROUND FLOOR,DESUR,SHIVAJI RATE ROAD,BELGAUM TALUKA,BELGAUM DISTRICT,KARNATAKA -590014. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
YESB identifies Yes Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000981 identify the Desur, Belgaum branch.
Yes. Yes Bank Desur, Belgaum Branch (IFSC: YESB0000981) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC YESB0000981 → select NEFT/RTGS/IMPS → confirm with OTP.