Branch Details — YESB0UMIB05
| Bank Name | Yes Bank |
| Branch Name | Umiya Urban Coop Bank Shesh Nagar |
| IFSC Code | YESB0UMIB05 |
| MICR Code | 440801005 |
| Bank Code (RBI) | YESB |
| Branch Code | UMIB05 |
| Address | PLOT NO. 4, SIDDHESHWAR WADI, KHARBI ROAD, NAGPUR 40009 |
| City | Nagpur |
| District | Nagpur |
| State | Maharashtra |
| Contact | +919623940101 |
| Toll Free | 1800-1200 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using YESB0UMIB05
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC YESB0UMIB05.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC YESB0UMIB05.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is YESB0UMIB05. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Yes Bank Umiya Urban Coop Bank Shesh Nagar branch, Nagpur, Maharashtra.
The MICR code is 440801005. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: PLOT NO. 4, SIDDHESHWAR WADI, KHARBI ROAD, NAGPUR 40009. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
YESB identifies Yes Bank. The 5th character 0 is reserved by RBI. The last 6 characters UMIB05 identify the Umiya Urban Coop Bank Shesh Nagar branch.
Yes. Yes Bank Umiya Urban Coop Bank Shesh Nagar Branch (IFSC: YESB0UMIB05) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC YESB0UMIB05 → select NEFT/RTGS/IMPS → confirm with OTP.