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Emirates Skywards ICICI Bank Sapphiro Credit Card

Mid-tier Emirates card — earn Skywards Miles with Silver status

Co-brandedEmiratesSilver StatusTravel
Apply Now — Official ICICI Site ↗
Joining Fee
₹5,000 + GST
Annual Fee
₹5,000 + GST
Reward Rate
1.5 Skywards Miles per ₹100 (all); 2 Miles per ₹100 (dining/travel/entertainment)
Lounge Access
4 domestic per quarter + 2 international per year
Forex Markup
3.5%
Fuel Waiver
1% surcharge waiver
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Key Features & Benefits
  • 2 Skywards Miles per ₹100 on dining, travel & entertainment
  • 1.5 Skywards Miles per ₹100 on all other spends
  • Complimentary Emirates Skywards Silver Tier membership
  • Upgrade to Gold Tier on ₹5L annual spend (from Year 2)
  • 4 complimentary domestic lounge visits per quarter (16/year)
  • 2 complimentary international lounge visits per year
  • 2 free movie tickets/month via BookMyShow
  • 2 complimentary golf rounds/month
  • ICICI Culinary Treats — dining benefits
  • Air accident insurance up to ₹3 crore
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Welcome & Joining Benefits
  • 5,000 bonus Skywards Miles on card activation
  • Complimentary Emirates Skywards Silver Tier membership
Milestone Benefits
  • ₹5L annual spend → Upgrade to Emirates Skywards Gold (from Year 2)
  • ₹7.5L annual spend → Annual fee waiver
Pros & Cons

✓ Advantages

  • Skywards Silver + path to Gold upgrade — airline status for cardholders
  • 5,000 welcome miles — good starting bonus
  • 16 domestic lounge visits/year — very generous
  • Golf privileges + movie benefits + lounge in one card
  • Strong miles earning rate for dining/travel

✗ Disadvantages

  • 3.5% forex markup — high for a travel card
  • Only 2 international lounge visits/year
  • Miles locked to Emirates ecosystem only
Frequently Asked Questions
What is Emirates Skywards Silver tier?
Silver gives you bonus miles on Emirates flights, lounge access via complimentary Business Class lounge visits, and priority standby. It's the first elite status level in Emirates Skywards.
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