Key Features & Benefits
- ✦6% myCash on hotels/holidays booked via MakeMyTrip
- ✦5% myCash on flight tickets booked via MakeMyTrip
- ✦2% myCash on dining & movies
- ✦1.25% myCash on all other domestic/international spends
- ✦Complimentary MMT Black Gold membership on activation
- ✦Tier upgrade to MMT Black Platinum on ₹2L spend + 4 trips
- ✦2 complimentary domestic lounge visits per year
- ✦1 complimentary international lounge visit per year
- ✦Movie offer: Buy 1 Get 1 (25% off max ₹150) at BookMyShow/INOX — twice/month
- ✦Airtel Global Roaming pack worth ₹3,999 for international trips
- ✦No annual fee from 2nd year — makes it effectively free after year 1
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Welcome & Joining Benefits
- ✦₹1,000 MMT Black Gold Membership on card activation
- ✦Tier upgrade to Platinum on annual spends of ₹2L + 4 trips
- ✦Complimentary Airtel Global Roaming pack worth ₹3,999 (10 days)
Milestone Benefits
- ✦₹2L spend + 4 MMT trips → upgrade to MMT Black Platinum
Pros & Cons
✓ Advantages
- ✓6% back on MMT hotel bookings — best travel card return in its category
- ✓Free from year 2 onwards — great long-term value
- ✓MMT Black Gold/Platinum gives early access, upgrades, and deals
- ✓Airtel Global Roaming pack — valuable for international travellers
- ✓2% on dining and movies is a decent everyday rate
✗ Disadvantages
- ✗Best rewards locked to MakeMyTrip ecosystem
- ✗Only 1 international lounge visit/year — very limited
- ✗3.5% forex markup — ironic for a travel card
- ✗1.25% on non-MMT spends is below average
Frequently Asked Questions
What is myCash and how is it redeemed?▼
myCash is MakeMyTrip's reward currency. 1 myCash = ₹1. It can be redeemed for flight bookings, hotel reservations, and holidays on the MakeMyTrip platform. It has no cash-out option.
Is there an annual fee from Year 2?▼
No — the MakeMyTrip ICICI Card has a ₹2,500 joining fee (once) but no annual renewal fee from the second year. This makes it effectively free after Year 1.
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