Advertisement

Times Black ICICI Bank Credit Card

ICICI Bank's most luxurious metal card — built for India's ultra-affluent

Super PremiumMetal CardUnlimited LoungeTimes Internet
Apply Now — Official ICICI Site ↗
Joining Fee
₹20,000 + GST
Annual Fee
₹20,000 + GST
Reward Rate
2% domestic / 2.5% international
Lounge Access
Unlimited domestic + international (Priority Pass)
Forex Markup
1.49%
Fuel Waiver
1% surcharge waiver
Advertisement
Key Features & Benefits
  • 2% reward points on all domestic spends (₹100 = 2 pts)
  • 2.5% reward points on all international spends
  • Up to 12X reward points on hotel/flight bookings via iShop portal
  • Unlimited complimentary domestic airport lounge access
  • Unlimited international lounge access — both primary & add-on cardholders
  • Priority Pass membership for primary and Plus cardholder
  • 1.49% forex markup fee — low for a premium card
  • Helicopter airport transfer (Bangalore) on ₹5L annual spend
  • Milestone benefits worth up to ₹70,000 per year
  • Up to 35% off on luxury/chauffeur-driven rentals via Avis
  • 24×7 concierge services — domestic and international
  • Access to The Quorum Club — exclusive business lounge network
  • Premium subscriptions at ₹1 — GQ, Architectural Digest, Curiosity Stream
  • ₹3,000 Toni&Guy gift voucher annually
Advertisement
Welcome & Joining Benefits
  • EaseMyTrip luxury stay gift card worth ₹10,000
  • Travel Visa services via Atlys & OneVasco worth ₹10,000
  • Toni&Guy + Interflora lifestyle gift cards worth ₹4,000
  • Annual Zomato Gold membership complimentary
Milestone Benefits
  • ₹2L spend → Klook international experiences worth ₹10,000
  • ₹5L spend → Luxury airport transfers via BLADE/Avis worth ₹10,000
  • ₹10L spend → Tata CLiQ Luxury gift card worth ₹10,000
  • ₹20L spend → One-night luxury stay at Ayatana Resorts worth ₹20,000
  • ₹25L spend → Annual fee waiver
Pros & Cons

✓ Advantages

  • Unlimited global lounge access — no caps anywhere
  • Helicopter airport transfers — unique in India
  • Milestone rewards up to ₹70,000/year value
  • Low 1.49% forex markup for a super-premium card
  • Priority Pass for add-on cardholders too
  • The Quorum Club access — rare executive lounge network

✗ Disadvantages

  • Very high ₹20,000 annual fee
  • Annual fee waiver needs ₹25L spend — high threshold
  • Reward rate (2%) lower than HDFC Infinia (3.3%) at same tier
  • Helicopter transfer limited to Bangalore airport
  • Milestone benefits are mostly brand-vouchers, not cash
Frequently Asked Questions
What makes Times Black better than ICICI Emeralde?
Times Black has a higher fee (₹20K vs ₹12.5K) but adds unique perks like helicopter transfers, The Quorum Club access, and milestone vouchers up to ₹70,000. Emeralde Private Metal has a slightly better reward rate structure for big spenders.
Is the Priority Pass shared with add-on cardholders?
Yes — both primary and Plus (add-on) cardholders get complimentary Priority Pass membership with unlimited international lounge access.
How do I redeem milestone benefits?
Milestone benefits are accessible through the Times Black app. They are activated for 6 months from the date ICICI Bank notifies you of achieving the milestone.
What is 1 ICICI Reward Point worth?
When redeemed against your card statement, 1 Reward Point = ₹0.40. For voucher redemptions, the value can go up to ₹1 per point.
Advertisement
Compare Similar Cards
Advertisement