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Key Features & Benefits
- ✦3.5% cashback on UPI Scan & Pay transactions
- ✦1.5% cashback on all other eligible card spends
- ✦RuPay card — UPI-linked via BHIM, PhonePe, GPay
- ✦Zero joining fee and zero annual fee — lifetime free
- ✦Helps build credit score with responsible usage
- ✦1% fuel surcharge waiver
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Welcome & Joining Benefits
- ✦Check bank's official website for current benefits
Milestone Benefits
- ✦Check bank's official website for current benefits
Pros & Cons
✓ Advantages
- ✓3.5% on UPI — one of India's best UPI cashback cards
- ✓Lifetime free — zero cost ever
- ✓RuPay enables UPI payment with credit card rewards
- ✓Great for students and new earners
✗ Disadvantages
- ✗No lounge access
- ✗3.5% forex
- ✗Cashback may be capped — check YES Bank T&C
Frequently Asked Questions
How does the RuPay credit card UPI work?
Add the YES FinBooster RuPay card on any UPI app (PhonePe, BHIM, etc.) under 'Credit Card as UPI'. When you scan a QR code and pay, it uses your credit card limit and earns the 3.5% cashback.
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