Advertisement
Joining Fee
₹599 + GST
Annual Fee
₹599 + GST
Reward Rate
6 YES Rewardz Pts/₹200 dining; 3 pts/₹200 all others
Lounge Access
2 domestic per quarter (8/year) + 2 railway/quarter
Forex Markup
3.5%
Fuel Waiver
1%
Advertisement
Key Features & Benefits
  • 6 YES Rewardz Points per ₹200 on dining
  • 3 YES Rewardz Points per ₹200 on all other eligible spends
  • 2 complimentary domestic lounge visits per quarter (8/year)
  • 2 complimentary railway lounge visits per quarter
  • Movie discounts via BookMyShow
  • Dining privileges at partner restaurants
  • Annual fee waiver on ₹1.5L spend
Advertisement
Welcome & Joining Benefits
  • 500 bonus YES Rewardz Points on first transaction
Milestone Benefits
  • ₹1.5L annual spend → fee waived
Pros & Cons

✓ Advantages

  • 8 domestic lounge visits/year at very low fee
  • Railway lounge — useful for train travellers
  • Annual fee waived easily at ₹1.5L

✗ Disadvantages

  • 3.5% forex
  • Low reward rate (0.75% on dining, 0.375% others)
Frequently Asked Questions
Is YES SELECT a good first card?
YES SELECT offers good value as an entry-level premium card — 8 domestic lounge visits/year at ₹599 (easily waived) is excellent. The reward rate is low but the lifestyle benefits more than compensate for moderate spenders.
Advertisement
Compare Similar Cards
Advertisement