Branch Details — ESFB0000EMI
| Bank Name | Equitas Small Finance Bank |
| Branch Name | ESFB LOAN DEPT |
| IFSC Code | ESFB0000EMI |
| MICR Code | Not allotted |
| Bank Code (RBI) | ESFB |
| Branch Code | 000EMI |
| Address | PHASE 2,TH FLOOR,SPENCER PLAZA,N 769 ANNA SALAI,CHENNAI 600002 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using ESFB0000EMI
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESFB0000EMI.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESFB0000EMI.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ESFB0000EMI. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Equitas Small Finance Bank ESFB LOAN DEPT branch, Chennai, Tamil Nadu.
This branch has not been allotted an MICR code in RBI records.
Address: PHASE 2,TH FLOOR,SPENCER PLAZA,N 769 ANNA SALAI,CHENNAI 600002. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESFB identifies Equitas Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000EMI identify the ESFB LOAN DEPT branch.
Yes. Equitas Small Finance Bank ESFB LOAN DEPT Branch (IFSC: ESFB0000EMI) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESFB0000EMI → select NEFT/RTGS/IMPS → confirm with OTP.