Branch Details — ESFB0001004
| Bank Name | Equitas Small Finance Bank |
| Branch Name | Velachery |
| IFSC Code | ESFB0001004 |
| MICR Code | 600756005 |
| Bank Code (RBI) | ESFB |
| Branch Code | 001004 |
| Address | NO-9/71,8TH AVENUE,7TH MAIN ROAD,DHANDEESWAR NAGAR EXTENSION,VELACHERRY,CHENNAI-600 042,TAMIL NADU |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| Contact | +914430898015 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using ESFB0001004
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC ESFB0001004.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC ESFB0001004.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is ESFB0001004. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Equitas Small Finance Bank Velachery branch, Chennai, Tamil Nadu.
The MICR code is 600756005. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: NO-9/71,8TH AVENUE,7TH MAIN ROAD,DHANDEESWAR NAGAR EXTENSION,VELACHERRY,CHENNAI-600 042,TAMIL NADU. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
ESFB identifies Equitas Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001004 identify the Velachery branch.
Yes. Equitas Small Finance Bank Velachery Branch (IFSC: ESFB0001004) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC ESFB0001004 → select NEFT/RTGS/IMPS → confirm with OTP.