Branch Details — GSCB0SMCB03

Bank NameGujarat State Co-operative Bank
Branch NameTHE Surat Mercantile CO OP BANK LTD Katargam
IFSC CodeGSCB0SMCB03
MICR CodeNot allotted
Bank Code (RBI)GSCB
Branch CodeSMCB03
AddressVASTADEVDI ROAD, NR. GAYATRI TEMPLE, KATARGAM, SURAT - 395004
CitySurat
DistrictSurat
StateGujarat
Contact+912612533602
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using GSCB0SMCB03

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC GSCB0SMCB03.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC GSCB0SMCB03.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is GSCB0SMCB03. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Gujarat State Co-operative Bank THE Surat Mercantile CO OP BANK LTD Katargam branch, Surat, Gujarat.
This branch has not been allotted an MICR code in RBI records.
Address: VASTADEVDI ROAD, NR. GAYATRI TEMPLE, KATARGAM, SURAT - 395004. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
GSCB identifies Gujarat State Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters SMCB03 identify the THE Surat Mercantile CO OP BANK LTD Katargam branch.
Yes. Gujarat State Co-operative Bank THE Surat Mercantile CO OP BANK LTD Katargam Branch (IFSC: GSCB0SMCB03) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC GSCB0SMCB03 → select NEFT/RTGS/IMPS → confirm with OTP.

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