Branch Details — GSCB0SMCB04

Bank NameGujarat State Co-operative Bank
Branch NameThe Surat Mercantile Co Op Bank Ltd Khatodra
IFSC CodeGSCB0SMCB04
MICR CodeNot allotted
Bank Code (RBI)GSCB
Branch CodeSMCB04
AddressOPP. KRISHNA PETROL PUMP, SOMA KANJINI WADI, UDHNA MAIN ROAD, KHATODRA, SURAT - 395002
CitySurat
DistrictSurat
StateGujarat
Contact+912612633122
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using GSCB0SMCB04

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC GSCB0SMCB04.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC GSCB0SMCB04.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is GSCB0SMCB04. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Gujarat State Co-operative Bank The Surat Mercantile Co Op Bank Ltd Khatodra branch, Surat, Gujarat.
This branch has not been allotted an MICR code in RBI records.
Address: OPP. KRISHNA PETROL PUMP, SOMA KANJINI WADI, UDHNA MAIN ROAD, KHATODRA, SURAT - 395002. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
GSCB identifies Gujarat State Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters SMCB04 identify the The Surat Mercantile Co Op Bank Ltd Khatodra branch.
Yes. Gujarat State Co-operative Bank The Surat Mercantile Co Op Bank Ltd Khatodra Branch (IFSC: GSCB0SMCB04) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC GSCB0SMCB04 → select NEFT/RTGS/IMPS → confirm with OTP.

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