Branch Details — IOBA0002475
| Bank Name | Indian Overseas Bank |
| Branch Name | Banarhat |
| IFSC Code | IOBA0002475 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 002475 |
| Address | NANDY BAKERY,BANARHAT BAZAR,P O BANARHAT,JALPAIGURI 735202,WEST BENGAL |
| City | Jalpaiguri |
| District | Banarhat |
| State | West Bengal |
| Contact | +914428584896 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0002475
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0002475.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0002475.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0002475. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Banarhat branch, Jalpaiguri, West Bengal.
This branch has not been allotted an MICR code in RBI records.
Address: NANDY BAKERY,BANARHAT BAZAR,P O BANARHAT,JALPAIGURI 735202,WEST BENGAL. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002475 identify the Banarhat branch.
Yes. Indian Overseas Bank Banarhat Branch (IFSC: IOBA0002475) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0002475 → select NEFT/RTGS/IMPS → confirm with OTP.