Branch Details — IOBA0003242
| Bank Name | Indian Overseas Bank |
| Branch Name | Bow Bazaar |
| IFSC Code | IOBA0003242 |
| MICR Code | Not allotted |
| Bank Code (RBI) | IOBA |
| Branch Code | 003242 |
| Address | HOUSE NO.23 BY 1 BY 493 PANDAPARA MAIN ROAD ASHOK NAGAR NEAR BOW BAZAAR 735101 |
| City | Jalpaiguri |
| District | Jalpaiguri |
| State | West Bengal |
| Contact | +914428584896 |
| Toll Free | 1800-425-4445 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using IOBA0003242
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC IOBA0003242.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC IOBA0003242.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is IOBA0003242. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indian Overseas Bank Bow Bazaar branch, Jalpaiguri, West Bengal.
This branch has not been allotted an MICR code in RBI records.
Address: HOUSE NO.23 BY 1 BY 493 PANDAPARA MAIN ROAD ASHOK NAGAR NEAR BOW BAZAAR 735101. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
IOBA identifies Indian Overseas Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003242 identify the Bow Bazaar branch.
Yes. Indian Overseas Bank Bow Bazaar Branch (IFSC: IOBA0003242) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC IOBA0003242 → select NEFT/RTGS/IMPS → confirm with OTP.