Branch Details — INDB0001975
| Bank Name | Indusind Bank |
| Branch Name | Ludhiana Pakhowal ROAD |
| IFSC Code | INDB0001975 |
| MICR Code | 141234011 |
| Bank Code (RBI) | INDB |
| Branch Code | 001975 |
| Address | GROUND FLOOR 1046 PUNJAB MATA NAGAR PAKHOWAL ROAD OPP INDOOR STADIUM LUDHIANA 141108 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Contact | +918288841330 |
| Toll Free | 1860-267-7777 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using INDB0001975
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC INDB0001975.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC INDB0001975.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is INDB0001975. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Indusind Bank Ludhiana Pakhowal ROAD branch, Ludhiana, Punjab.
The MICR code is 141234011. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GROUND FLOOR 1046 PUNJAB MATA NAGAR PAKHOWAL ROAD OPP INDOOR STADIUM LUDHIANA 141108. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
INDB identifies Indusind Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001975 identify the Ludhiana Pakhowal ROAD branch.
Yes. Indusind Bank Ludhiana Pakhowal ROAD Branch (IFSC: INDB0001975) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC INDB0001975 → select NEFT/RTGS/IMPS → confirm with OTP.