Branch Details — JAKA0KANIHA
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Kanihama Narbal |
| IFSC Code | JAKA0KANIHA |
| MICR Code | 191051041 |
| Bank Code (RBI) | JAKA |
| Branch Code | KANIHA |
| Address | KANIHAMA NARBAL,DISTRICT BUDGAM,J AND K PIN 193401 |
| City | Budgam |
| District | Budgam |
| State | Jammu and Kashmir |
| Contact | +918803453903 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0KANIHA
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0KANIHA.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0KANIHA.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0KANIHA. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Kanihama Narbal branch, Budgam, Jammu and Kashmir.
The MICR code is 191051041. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: KANIHAMA NARBAL,DISTRICT BUDGAM,J AND K PIN 193401. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters KANIHA identify the Kanihama Narbal branch.
Yes. Jammu and Kashmir Bank Kanihama Narbal Branch (IFSC: JAKA0KANIHA) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0KANIHA → select NEFT/RTGS/IMPS → confirm with OTP.