Branch Details — JAKA0HRHAND
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Handwara South |
| IFSC Code | JAKA0HRHAND |
| MICR Code | 193051304 |
| Bank Code (RBI) | JAKA |
| Branch Code | HRHAND |
| Address | HOSPITAL ROAD |
| City | Kupwara |
| District | Kupwara |
| State | Jammu and Kashmir |
| Contact | +911955262549 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0HRHAND
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0HRHAND.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0HRHAND.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0HRHAND. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Handwara South branch, Kupwara, Jammu and Kashmir.
The MICR code is 193051304. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: HOSPITAL ROAD. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters HRHAND identify the Handwara South branch.
Yes. Jammu and Kashmir Bank Handwara South Branch (IFSC: JAKA0HRHAND) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0HRHAND → select NEFT/RTGS/IMPS → confirm with OTP.