Branch Details — JAKA0GHARUN
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Chandigarh University Gharaun |
| IFSC Code | JAKA0GHARUN |
| MICR Code | 160051005 |
| Bank Code (RBI) | JAKA |
| Branch Code | GHARUN |
| Address | CHANDIGARH UNIVERSITY, GHARAUN CAMPUS, LUDHIANA ROAD, SAS NAGAR MOHALI (PUNJAB) - 140413 |
| City | Sas Nagar |
| District | Sas Nagar |
| State | Punjab |
| Contact | +919906399347 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0GHARUN
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0GHARUN.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0GHARUN.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0GHARUN. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Chandigarh University Gharaun branch, Sas Nagar, Punjab.
The MICR code is 160051005. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: CHANDIGARH UNIVERSITY, GHARAUN CAMPUS, LUDHIANA ROAD, SAS NAGAR MOHALI (PUNJAB) - 140413. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters GHARUN identify the Chandigarh University Gharaun branch.
Yes. Jammu and Kashmir Bank Chandigarh University Gharaun Branch (IFSC: JAKA0GHARUN) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0GHARUN → select NEFT/RTGS/IMPS → confirm with OTP.