Branch Details — JAKA0KHARAR
| Bank Name | Jammu and Kashmir Bank |
| Branch Name | Kharar Punjab |
| IFSC Code | JAKA0KHARAR |
| MICR Code | Not allotted |
| Bank Code (RBI) | JAKA |
| Branch Code | KHARAR |
| Address | CHANDIGARH KURLI ROAD, UBBER MEWS GATE KHARAR SHOP NO 234334 POST OFFICE KHARAR DISTRICTSAS NAGAR PUNJAB 140301 |
| City | Sas Nagar |
| District | Chandigarh |
| State | Punjab |
| Contact | +918693026666 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using JAKA0KHARAR
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC JAKA0KHARAR.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC JAKA0KHARAR.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is JAKA0KHARAR. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Jammu and Kashmir Bank Kharar Punjab branch, Sas Nagar, Punjab.
This branch has not been allotted an MICR code in RBI records.
Address: CHANDIGARH KURLI ROAD, UBBER MEWS GATE KHARAR SHOP NO 234334 POST OFFICE KHARAR DISTRICTSAS NAGAR PUNJAB 140301. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
JAKA identifies Jammu and Kashmir Bank. The 5th character 0 is reserved by RBI. The last 6 characters KHARAR identify the Kharar Punjab branch.
Yes. Jammu and Kashmir Bank Kharar Punjab Branch (IFSC: JAKA0KHARAR) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC JAKA0KHARAR → select NEFT/RTGS/IMPS → confirm with OTP.