Branch Details — NESF0000196
| Bank Name | North East Small Finance Bank |
| Branch Name | Barduar Tea Estate |
| IFSC Code | NESF0000196 |
| MICR Code | 781773517 |
| Bank Code (RBI) | NESF |
| Branch Code | 000196 |
| Address | LOHARGHAT,P.O.LOHARGHAT,P.S.PALASBARI |
| City | Kamrup Metro |
| District | Guwahati |
| State | Assam |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using NESF0000196
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC NESF0000196.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC NESF0000196.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is NESF0000196. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at North East Small Finance Bank Barduar Tea Estate branch, Kamrup Metro, Assam.
The MICR code is 781773517. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: LOHARGHAT,P.O.LOHARGHAT,P.S.PALASBARI. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
NESF identifies North East Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000196 identify the Barduar Tea Estate branch.
Yes. North East Small Finance Bank Barduar Tea Estate Branch (IFSC: NESF0000196) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC NESF0000196 → select NEFT/RTGS/IMPS → confirm with OTP.