Branch Details — NESF0000097
| Bank Name | North East Small Finance Bank |
| Branch Name | Maligaon |
| IFSC Code | NESF0000097 |
| MICR Code | 781773013 |
| Bank Code (RBI) | NESF |
| Branch Code | 000097 |
| Address | BORIPAR,PANDU,PS-JALUKBARI |
| City | Kamrup Metro |
| District | Maligaon |
| State | Assam |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using NESF0000097
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC NESF0000097.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC NESF0000097.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is NESF0000097. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at North East Small Finance Bank Maligaon branch, Kamrup Metro, Assam.
The MICR code is 781773013. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: BORIPAR,PANDU,PS-JALUKBARI. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
NESF identifies North East Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000097 identify the Maligaon branch.
Yes. North East Small Finance Bank Maligaon Branch (IFSC: NESF0000097) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC NESF0000097 → select NEFT/RTGS/IMPS → confirm with OTP.