Branch Details — PUNB0646900
| Bank Name | Punjab National Bank |
| Branch Name | Back Office, Gaya |
| IFSC Code | PUNB0646900 |
| MICR Code | Not allotted |
| Bank Code (RBI) | PUNB |
| Branch Code | 646900 |
| Address | JAGJIVAN PATH, OPPOSITE GAYA CLUB |
| City | Gaya |
| District | Gaya, Bihar |
| State | Bihar |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0646900
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0646900.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0646900.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0646900. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Back Office, Gaya branch, Gaya, Bihar.
This branch has not been allotted an MICR code in RBI records.
Address: JAGJIVAN PATH, OPPOSITE GAYA CLUB. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 646900 identify the Back Office, Gaya branch.
Yes. Punjab National Bank Back Office, Gaya Branch (IFSC: PUNB0646900) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0646900 → select NEFT/RTGS/IMPS → confirm with OTP.