Branch Details — PUNB0196700
| Bank Name | Punjab National Bank |
| Branch Name | Gaya Tekari Road, Distt. Gaya |
| IFSC Code | PUNB0196700 |
| MICR Code | 823024006 |
| Bank Code (RBI) | PUNB |
| Branch Code | 196700 |
| Address | TEKARI ROAD,GAYA |
| City | Gaya |
| District | Gaya, Bihar |
| State | Bihar |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0196700
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0196700.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0196700.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0196700. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Gaya Tekari Road, Distt. Gaya branch, Gaya, Bihar.
The MICR code is 823024006. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: TEKARI ROAD,GAYA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 196700 identify the Gaya Tekari Road, Distt. Gaya branch.
Yes. Punjab National Bank Gaya Tekari Road, Distt. Gaya Branch (IFSC: PUNB0196700) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0196700 → select NEFT/RTGS/IMPS → confirm with OTP.