Branch Details — PUNB0193000
| Bank Name | Punjab National Bank |
| Branch Name | Garhi Birbal, Distt. Karnal ,h |
| IFSC Code | PUNB0193000 |
| MICR Code | 132024157 |
| Bank Code (RBI) | PUNB |
| Branch Code | 193000 |
| Address | VPO GARHI BIRBAL |
| City | Karnal |
| District | Garhi Birbal |
| State | Haryana |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0193000
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0193000.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0193000.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0193000. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Garhi Birbal, Distt. Karnal ,h branch, Karnal, Haryana.
The MICR code is 132024157. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: VPO GARHI BIRBAL. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 193000 identify the Garhi Birbal, Distt. Karnal ,h branch.
Yes. Punjab National Bank Garhi Birbal, Distt. Karnal ,h Branch (IFSC: PUNB0193000) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0193000 → select NEFT/RTGS/IMPS → confirm with OTP.