Branch Details — PUNB0103800
| Bank Name | Punjab National Bank |
| Branch Name | Sainj, Distt. Simla ,himachal |
| IFSC Code | PUNB0103800 |
| MICR Code | 171024055 |
| Bank Code (RBI) | PUNB |
| Branch Code | 103800 |
| Address | TEH THEOG |
| City | Shimla |
| District | Shimla |
| State | Himachal Pradesh |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0103800
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0103800.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0103800.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0103800. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Sainj, Distt. Simla ,himachal branch, Shimla, Himachal Pradesh.
The MICR code is 171024055. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: TEH THEOG. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 103800 identify the Sainj, Distt. Simla ,himachal branch.
Yes. Punjab National Bank Sainj, Distt. Simla ,himachal Branch (IFSC: PUNB0103800) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0103800 → select NEFT/RTGS/IMPS → confirm with OTP.