Branch Details — PUNB0178400
| Bank Name | Punjab National Bank |
| Branch Name | Sarain Teh. Chopal, Distt. Sim |
| IFSC Code | PUNB0178400 |
| MICR Code | 171024059 |
| Bank Code (RBI) | PUNB |
| Branch Code | 178400 |
| Address | SARAIN TEH. CHOPAL, DISTT. SIMLA |
| City | Shimla |
| District | Shimla |
| State | Himachal Pradesh |
| Toll Free | 1800-180-2222 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using PUNB0178400
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0178400.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0178400.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is PUNB0178400. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Sarain Teh. Chopal, Distt. Sim branch, Shimla, Himachal Pradesh.
The MICR code is 171024059. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SARAIN TEH. CHOPAL, DISTT. SIMLA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 178400 identify the Sarain Teh. Chopal, Distt. Sim branch.
Yes. Punjab National Bank Sarain Teh. Chopal, Distt. Sim Branch (IFSC: PUNB0178400) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0178400 → select NEFT/RTGS/IMPS → confirm with OTP.