Circle Office IFSC PUNB0381100 – Punjab National Bank

Branch Details — PUNB0381100

Bank Name	Punjab National Bank
Branch Name	Circle Office
IFSC Code	PUNB0381100
MICR Code	Not allotted
Bank Code (RBI)	PUNB
Branch Code	381100
Address	RAIL HEAD COMPLEX
City	Jammu
District	Jammu
State	Jammu and Kashmir
Toll Free	1800-180-2222
NEFT	✓ Enabled — 24×7
RTGS	✓ Enabled — 24×7
IMPS	✓ Enabled — 24×7
UPI	✓ Enabled

Transfer Methods Using PUNB0381100

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC PUNB0381100.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC PUNB0381100.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is PUNB0381100. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Punjab National Bank Circle Office branch, Jammu, Jammu and Kashmir.

This branch has not been allotted an MICR code in RBI records.

Address: RAIL HEAD COMPLEX. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).

PUNB identifies Punjab National Bank. The 5th character 0 is reserved by RBI. The last 6 characters 381100 identify the Circle Office branch.

Yes. Punjab National Bank Circle Office Branch (IFSC: PUNB0381100) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.

Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC PUNB0381100 → select NEFT/RTGS/IMPS → confirm with OTP.

Punjab National Bank Circle Office Branch IFSC Code