Branch Details — SRCB0000282
| Bank Name | Saraswat Co-operative Bank |
| Branch Name | SME Panaji |
| IFSC Code | SRCB0000282 |
| MICR Code | 403088007 |
| Bank Code (RBI) | SRCB |
| Branch Code | 000282 |
| Address | TRISTAR BUILDING, 2ND FLOOR, 13-B, EDC COMPLEX, PATTO PLAZA, PANAJI, GOA-403001. |
| City | North Goa |
| District | Panaji |
| State | Goa |
| Contact | +918322437021 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SRCB0000282
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SRCB0000282.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SRCB0000282.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SRCB0000282. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Saraswat Co-operative Bank SME Panaji branch, North Goa, Goa.
The MICR code is 403088007. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: TRISTAR BUILDING, 2ND FLOOR, 13-B, EDC COMPLEX, PATTO PLAZA, PANAJI, GOA-403001.. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SRCB identifies Saraswat Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000282 identify the SME Panaji branch.
Yes. Saraswat Co-operative Bank SME Panaji Branch (IFSC: SRCB0000282) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SRCB0000282 → select NEFT/RTGS/IMPS → confirm with OTP.