Branch Details — SRCB0000054
| Bank Name | Saraswat Co-operative Bank |
| Branch Name | Zone -- V, Panaji |
| IFSC Code | SRCB0000054 |
| MICR Code | Not allotted |
| Bank Code (RBI) | SRCB |
| Branch Code | 000054 |
| Address | MUSHTIFUND SAUNSTHA BLDG, DR DADA VAIDYA ROAD, PANJIM, GOA - 403 001. |
| City | North Goa |
| District | Panaji |
| State | Goa |
| Contact | +918322422151 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SRCB0000054
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SRCB0000054.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SRCB0000054.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SRCB0000054. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Saraswat Co-operative Bank Zone -- V, Panaji branch, North Goa, Goa.
This branch has not been allotted an MICR code in RBI records.
Address: MUSHTIFUND SAUNSTHA BLDG, DR DADA VAIDYA ROAD, PANJIM, GOA - 403 001.. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SRCB identifies Saraswat Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000054 identify the Zone -- V, Panaji branch.
Yes. Saraswat Co-operative Bank Zone -- V, Panaji Branch (IFSC: SRCB0000054) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SRCB0000054 → select NEFT/RTGS/IMPS → confirm with OTP.