Branch Details — UBIN0827801
| Bank Name | Union Bank of India |
| Branch Name | Kot Gangurai |
| IFSC Code | UBIN0827801 |
| MICR Code | Not allotted |
| Bank Code (RBI) | UBIN |
| Branch Code | 827801 |
| Address | VILLAGE POST KOT GANGURAI,TEHSIL KUM KALAN,LUDHIANA DIST,141113 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Contact | +911612834680 |
| Toll Free | 1800-22-2244 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UBIN0827801
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UBIN0827801.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UBIN0827801.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UBIN0827801. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Union Bank of India Kot Gangurai branch, Ludhiana, Punjab.
This branch has not been allotted an MICR code in RBI records.
Address: VILLAGE POST KOT GANGURAI,TEHSIL KUM KALAN,LUDHIANA DIST,141113. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UBIN identifies Union Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 827801 identify the Kot Gangurai branch.
Yes. Union Bank of India Kot Gangurai Branch (IFSC: UBIN0827801) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UBIN0827801 → select NEFT/RTGS/IMPS → confirm with OTP.