Branch Details — UTKS0001855
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Fatehpur West Champaran |
| IFSC Code | UTKS0001855 |
| MICR Code | 845762109 |
| Bank Code (RBI) | UTKS |
| Branch Code | 001855 |
| Address | UTKARSH SMALL FINANCE BANK LIMITED FATEHPUR POST-JOGAPATTI |
| City | East Champaran |
| District | Fatehpur West Champaran |
| State | Bihar |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0001855
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001855.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001855.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0001855. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Fatehpur West Champaran branch, East Champaran, Bihar.
The MICR code is 845762109. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: UTKARSH SMALL FINANCE BANK LIMITED FATEHPUR POST-JOGAPATTI. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001855 identify the Fatehpur West Champaran branch.
Yes. Utkarsh Small Finance Bank Fatehpur West Champaran Branch (IFSC: UTKS0001855) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001855 → select NEFT/RTGS/IMPS → confirm with OTP.