Branch Details — UTKS0001932
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Jagdishpur WEST Champaran |
| IFSC Code | UTKS0001932 |
| MICR Code | 845762112 |
| Bank Code (RBI) | UTKS |
| Branch Code | 001932 |
| Address | UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR ANSARI MARKET JAGDISHPUR DIST - WEST CHAMPARAN BIHAR.PIN-845459 |
| City | East Champaran |
| District | WEST Champaran |
| State | Bihar |
| Contact | +918001239878 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0001932
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001932.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001932.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0001932. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Jagdishpur WEST Champaran branch, East Champaran, Bihar.
The MICR code is 845762112. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR ANSARI MARKET JAGDISHPUR DIST - WEST CHAMPARAN BIHAR.PIN-845459. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001932 identify the Jagdishpur WEST Champaran branch.
Yes. Utkarsh Small Finance Bank Jagdishpur WEST Champaran Branch (IFSC: UTKS0001932) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001932 → select NEFT/RTGS/IMPS → confirm with OTP.