Branch Details — UTKS0002143
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Sonia Road Varanasi |
| IFSC Code | UTKS0002143 |
| MICR Code | 221762016 |
| Bank Code (RBI) | UTKS |
| Branch Code | 002143 |
| Address | UTKARSH SMALL FINANCE BANK LTD. D-58/12 A86 GANDHI NAGAR COLONY SONIA ROAD SIGRA VARANASI UTTAR PRADESH-221010 |
| City | Varanasi |
| District | Sonia Road Varanasi |
| State | Uttar Pradesh |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0002143
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0002143.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0002143.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0002143. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Sonia Road Varanasi branch, Varanasi, Uttar Pradesh.
The MICR code is 221762016. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: UTKARSH SMALL FINANCE BANK LTD. D-58/12 A86 GANDHI NAGAR COLONY SONIA ROAD SIGRA VARANASI UTTAR PRADESH-221010. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002143 identify the Sonia Road Varanasi branch.
Yes. Utkarsh Small Finance Bank Sonia Road Varanasi Branch (IFSC: UTKS0002143) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0002143 → select NEFT/RTGS/IMPS → confirm with OTP.