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All Federal Bank Credit Cards

Scapia Federal Bank Credit Card

Federal Bank · Co-branded / Travel / Lifetime Free
Lifetime FreeZero ForexDual Card
  • Zero forex markup — 0% on all international transactions
  • Unlimited complimentary domestic airport lounge access (spend-gated: ₹20K/month)
  • Dual card — Visa for international/card payments + RuPay for UPI
  • Both cards share one credit limit and one monthly statement
Annual Fee₹0
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OneCard Federal Bank Credit Card

Federal Bank · Co-branded / Metal / Digital
Lifetime FreeMetal Card5X Auto-detect
  • 5X rewards on the top 2 spend categories detected automatically each month
  • 1X on all other eligible spends
  • 2% forex markup — low for a free metal card
  • Full metal card — premium feel at zero cost
Annual Fee₹0
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Federal Bank Celesta Credit Card

Federal Bank · Premium
PremiumDiningTravel
  • 4 Reward Points per ₹100 on dining, travel & shopping
  • 2 Reward Points per ₹100 on all other eligible spends
  • 2 domestic lounge visits per quarter (8/year)
  • 2 international lounge visits per year
Annual Fee₹2,000 + GST
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Federal Bank Classic Credit Card

Federal Bank · Entry Level
Entry LevelLow FeeFuel Waiver
  • 2 Reward Points per ₹100 on all eligible spends
  • 1% fuel surcharge waiver
  • Annual fee waiver on ₹1L spend
  • Dining discounts at partner restaurants
Annual Fee₹500 + GST
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Federal Bank AmpliFi Credit Card

Federal Bank · Cashback / Mid-tier
CashbackOnlineUnlimited
  • 1% unlimited cashback on online spends
  • 0.5% cashback on all offline/other spends
  • Quarterly Swiggy vouchers on ₹20,000 spend
  • Annual fee waiver on ₹50,000 spend
Annual Fee₹499 + GST
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About Federal Bank Credit Cards
Federal Bank is one of India's oldest private sector banks, headquartered in Kerala. Its credit card portfolio is focused and curated — featuring the highly popular Scapia Federal Bank Credit Card (lifetime free, zero forex, travel rewards), along with OneCard, Fi-Federal, and standard variants. Federal Bank follows a one-card policy — customers can hold only one Federal Bank credit card at a time. The Scapia card has become a cult favourite among travel enthusiasts for its zero annual fee and zero forex markup combination.
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