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6E Rewards – IndiGo HDFC Bank Credit Card

Affordable IndiGo co-branded card for occasional domestic flyers

Co-brandedIndiGoEntry TravelLow Fee
Apply Now — Official HDFC Site ↗
Joining Fee
₹700 + GST
Annual Fee
₹700 + GST
Reward Rate
2.5% on IndiGo; 2% dining/grocery/entertainment; 1% all others
Lounge Access
None
Forex Markup
3.5%
Fuel Waiver
1%
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Key Features & Benefits
  • 2.5% 6E Rewards on IndiGo flight bookings
  • 2% 6E Rewards on dining, grocery, and entertainment
  • 1% 6E Rewards on all other eligible spends
  • Complimentary 6E Prime Add-On on joining
  • Air ticket worth ₹1,500 as welcome benefit
  • 6E Rewards redeemable for IndiGo bookings
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Welcome & Joining Benefits
  • 1 complimentary 6E Prime Add-On seat selection
  • Air ticket worth ₹1,500 (IndiGo)
  • Welcome vouchers from partner brands
Milestone Benefits
  • Check bank website for current benefits
Pros & Cons

✓ Advantages

  • Very low ₹700 joining fee for an airline card
  • ₹1,500 flight ticket welcome benefit covers more than the fee
  • 2% on dining/grocery is decent for entry level

✗ Disadvantages

  • Lower earn rate than XL variant
  • No lounge access
  • 3.5% forex markup
  • Limited to IndiGo ecosystem
Frequently Asked Questions
Is the 6E Standard worth it over the XL?
For occasional flyers (1–2 trips/year), the Standard at ₹700 with a ₹1,500 welcome ticket is great value. Frequent flyers (5+ trips/year) should upgrade to XL for the higher 5% rate and ₹3,000 welcome ticket.
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