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HDFC

All HDFC Bank Credit Cards

INFI

HDFC Bank Infinia Credit Card Metal Edition

HDFC Bank · Super Premium / Invite Only
Invite OnlySuper PremiumMetal Card
  • 5 Reward Points per ₹150 on all eligible spends (3.33% base rate)
  • Up to 10X Reward Points on SmartBuy (33.33% effective rate)
  • Unlimited complimentary domestic airport lounge access
  • Unlimited international lounge access via Priority Pass (1,000+ lounges)
DINE

HDFC Bank Diners Club Black Metal Edition Credit Card

HDFC Bank · Super Premium
Super PremiumMetal CardUnlimited Lounge
  • 5 Reward Points per ₹150 on all eligible spends (3.33%)
  • 10X Reward Points on SmartBuy (up to 33.33%)
  • 2X Reward Points on weekend dining (weekends)
  • Unlimited domestic and international lounge access — primary and add-on
REGA

HDFC Bank Regalia Gold Credit Card

HDFC Bank · Premium
PremiumTravelGood Forex
  • 5 Reward Points per ₹200 on all eligible spends
  • 20X Reward Points on SmartBuy (select categories)
  • 3 complimentary domestic lounge visits per quarter (spend-based: ₹60K+ previous quarter)
  • International lounge access via Priority Pass
REGA

HDFC Bank Regalia Credit Card

HDFC Bank · Premium
PremiumTravelReward Points
  • 4 Reward Points per ₹150 on all eligible retail spends (2.67%)
  • 10X Reward Points on SmartBuy
  • 12 complimentary domestic lounge visits per year
  • 6 international lounge visits per year via Priority Pass
MILL

HDFC Bank Millennia Credit Card

HDFC Bank · Cashback / Mid-tier
CashbackOnline ShoppingMillennials
  • 5% CashPoints on Amazon, Flipkart, Myntra, Swiggy, Zomato, BookMyShow + 5 other top merchants
  • 2.5% CashPoints on PayZapp/SmartBuy
  • 1% CashPoints on all other eligible spends
  • 2 domestic lounge visits per quarter (spend-gated at ₹1L quarterly)
SWIG

Swiggy HDFC Bank Credit Card

HDFC Bank · Co-branded / Cashback
Co-branded10% CashbackSwiggy
  • 10% cashback on Swiggy app — food, Instamart, Dineout, Genie (up to ₹1,500/month)
  • 5% cashback on select online categories — apparel, travel, entertainment, electronics (up to ₹1,500/month)
  • 1% cashback on all other eligible spends (up to ₹1,000/month)
  • Complimentary 3-month Swiggy One membership on joining
TATA

Tata Neu Infinity HDFC Bank Credit Card

HDFC Bank · Co-branded / Premium
Co-brandedNeuCoinsTata Brands
  • 10% NeuCoins on Tata Neu app spends (non-EMI)
  • 5% NeuCoins on Tata Brands — BigBasket, Croma, Titan, Tata Cliq, Air India, IHCL
  • 1.5% NeuCoins on other eligible spends
  • 1.5% NeuCoins on UPI transactions (RuPay variant)
TATA

Tata Neu Plus HDFC Bank Credit Card

HDFC Bank · Co-branded / Entry
Co-brandedNeuCoinsEntry Level
  • 7% NeuCoins on Tata Neu app spends
  • 5% NeuCoins on Tata Brand spends (in-store and online)
  • 1% NeuCoins on other eligible non-Tata spends
  • 1% NeuCoins on UPI transactions (RuPay variant)
MONE

HDFC Bank MoneyBack+ Credit Card

HDFC Bank · Cashback / Entry
CashbackEMI RewardsEntry Level
  • 2 CashPoints per ₹150 on all eligible retail spends
  • 5X CashPoints on EMI transactions at select merchants
  • 10X CashPoints on partner brands (Amazon, Flipkart, Myntra, etc.)
  • 500 CashPoints welcome benefit
FREE

HDFC Bank Freedom Credit Card

HDFC Bank · Cashback / Entry
CashbackDaily AppsEntry Level
  • 10X CashPoints on BigBasket, Swiggy, BookMyShow, OYO, Uber (up to 2,500 CashPoints/month)
  • 5X CashPoints on EMI spends at merchant locations
  • 1 CashPoint per ₹150 on all other eligible spends
  • 500 CashPoints welcome benefit
DINE

HDFC Bank Diners Club Privilege Credit Card

HDFC Bank · Premium
PremiumTravelSubscriptions
  • 4 Reward Points per ₹150 on all eligible retail spends
  • 10X Reward Points on SmartBuy
  • 12 complimentary domestic lounge visits per year
  • 6 international lounge visits via Priority Pass
DINE

HDFC Bank Diners Club Premium Credit Card

HDFC Bank · Mid-tier
Mid-tierTravelLounge
  • 4 Reward Points per ₹150 on all eligible retail spends
  • Up to 10X Reward Points on SmartBuy travel bookings
  • 6 complimentary domestic lounge visits per year
  • 6 complimentary international lounge visits per year
DINE

HDFC Bank Diners Club Rewardz Credit Card

HDFC Bank · Mid-tier
Mid-tier10X PartnersLounge
  • 3 Reward Points per ₹150 on all eligible spends
  • 10X Reward Points on partner brand purchases via SmartBuy
  • 2 domestic lounge visits per quarter (8/year)
  • 1% fuel surcharge waiver
PIXE

HDFC Bank PIXEL Play Credit Card

HDFC Bank · Digital / Virtual / Entry
Digital CardVirtualCustomisable
  • Choose your cashback merchant category — customise what earns most
  • Up to 5% cashback on chosen categories
  • 10% savings on Swiggy Dineout for PIXEL card payments
  • Entirely digital — no physical card (virtual-first)
INDI

6E Rewards XL – IndiGo HDFC Bank Credit Card

HDFC Bank · Co-branded / Travel / Airline
Co-brandedIndiGo6E Rewards
  • 5% 6E Rewards on IndiGo flight bookings
  • 3% 6E Rewards on dining, grocery, and entertainment
  • 2% 6E Rewards on all other eligible spends
  • Complimentary 6E Prime Add-On (seat selection) on joining
INDI

6E Rewards – IndiGo HDFC Bank Credit Card

HDFC Bank · Co-branded / Travel / Entry
Co-brandedIndiGoEntry Travel
  • 2.5% 6E Rewards on IndiGo flight bookings
  • 2% 6E Rewards on dining, grocery, and entertainment
  • 1% 6E Rewards on all other eligible spends
  • Complimentary 6E Prime Add-On on joining
INDI

IndianOil HDFC Bank Credit Card

HDFC Bank · Co-branded / Fuel
FuelCo-brandedIndianOil
  • 5% as Fuel Points at IndianOil petrol pumps
  • 5% as Fuel Points on grocery purchases and utility bill payments
  • 1 Fuel Point per ₹150 on all other eligible spends
  • Earn up to 50 litres of free fuel annually
BPCL

BPCL HDFC Bank Credit Card

HDFC Bank · Co-branded / Fuel
FuelCo-brandedBPCL
  • 13X Reward Points at BPCL petrol pumps (approximately 4.25% value back)
  • 5X Reward Points on dining, grocery, and movie purchases
  • 1X Reward Points on all other eligible spends
  • 1% fuel surcharge waiver at BPCL
MARR

Marriott Bonvoy HDFC Bank Credit Card

HDFC Bank · Co-branded / Hotel / Premium
Co-brandedMarriottHotel Points
  • 8 Marriott Bonvoy Points per ₹150 spent at Marriott hotels
  • 4 Bonvoy Points per ₹150 on travel, dining, and entertainment
  • 2 Bonvoy Points per ₹150 on all other eligible spends
  • Complimentary Marriott Bonvoy Silver Elite membership
PHON

PhonePe HDFC Bank Credit Card

HDFC Bank · Co-branded / UPI / Cashback
Co-brandedPhonePeUPI RuPay
  • 10 Reward Points per ₹100 on select PhonePe spends (recharges, bill payments, movies, hotels, utilities)
  • 5 Reward Points per ₹100 on Amazon, Flipkart, Myntra, Ajio
  • 1 Reward Point per ₹100 on Scan & Pay UPI spends
  • RuPay Credit Card — enabled for UPI payments on PhonePe
SHOP

Shoppers Stop HDFC Bank Credit Card

HDFC Bank · Co-branded / Shopping
Co-brandedShoppers StopFashion
  • 6 First Citizen Points per ₹150 on Shoppers Stop Private Label brands
  • 2 First Citizen Points per ₹150 on other Shoppers Stop purchases
  • 2 First Citizen Points per ₹150 on all other retail spends
  • 2 First Citizen Points per ₹150 on UPI payments (RuPay variant)
EASY

HDFC Bank Easy EMI Credit Card

HDFC Bank · EMI / Cashback / Entry
EMICashbackEntry Level
  • All purchases of ₹10,000+ automatically converted to EMIs (9 months, 1.67%/month)
  • 2.5% cashback on all online purchases
  • 1% cashback on all offline purchases
  • 500 CashPoints welcome benefit
UPI

HDFC Bank UPI RuPay Credit Card

HDFC Bank · UPI / Entry / RuPay
RuPay UPIEntry LevelCashback
  • Use as a credit card via UPI (Scan & Pay at any QR code)
  • Earn CashPoints on all UPI credit card transactions
  • 10X CashPoints on BigBasket, BookMyShow, OYO, Swiggy, Uber
  • 5X CashPoints on EMI spends at merchant locations
REGA

HDFC Bank Regalia First Credit Card

HDFC Bank · Entry Premium
Entry PremiumLow ForexLounge
  • 4 Reward Points per ₹150 on all eligible retail spends
  • 10X Reward Points on SmartBuy
  • 4 complimentary domestic lounge visits per year
  • 4 complimentary international lounge visits per year
DOCT

HDFC Bank Doctors Superia Credit Card

HDFC Bank · Professional / Specialty
DoctorsMedicalSpecialty Card
  • 3 Reward Points per ₹150 on all eligible spends
  • Exclusive offers on medical equipment and supplies
  • Professional liability and insurance covers
  • Discounts on healthcare-related platforms and partners
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About HDFC Bank Credit Cards

HDFC Bank is India's largest private sector bank and the country's #1 credit card issuer with over 2.6 crore active credit cards (as of early 2026). From super-premium invite-only cards like the Infinia Metal to everyday cashback cards like Millennia and Swiggy, HDFC Bank has a card for every spending pattern and income level.

HDFC Bank's SmartBuy portal is central to maximising rewards — most cards earn 10X reward points or cashback on SmartBuy, making it essential for high-value redemptions. 1 HDFC Reward Point = ₹0.25 at standard redemption, but rises to ₹1 for airline miles, Apple products, and Tanishq vouchers on SmartBuy.

2025 Lounge Access Update: HDFC Bank now requires a minimum quarterly spend threshold on most cards to unlock complimentary domestic lounge access. Infinia Metal and Diners Club Black Metal retain unlimited access without spend conditions. Check your card's latest T&C for the applicable spend gate.

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