Key Features & Benefits
- ✦Choose your cashback merchant category — customise what earns most
- ✦Up to 5% cashback on chosen categories
- ✦10% savings on Swiggy Dineout for PIXEL card payments
- ✦Entirely digital — no physical card (virtual-first)
- ✦Managed entirely through HDFC PayZapp app
- ✦Choose your own card design and billing cycle date
- ✦In-app EMI conversion on eligible purchases
- ✦Contactless payments via mobile (NFC)
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Welcome & Joining Benefits
- ✦Customised welcome vouchers on card setup
Milestone Benefits
- ✦Check bank website for current benefits
Pros & Cons
✓ Advantages
- ✓India's first truly virtual credit card — fully digital
- ✓Customisable — choose your category and card design
- ✓10% Dineout discount — great for restaurant lovers
- ✓No branch visit required — 100% online onboarding
- ✓PayZapp integration — seamless management
✗ Disadvantages
- ✗No physical card — some merchants require physical card
- ✗No lounge access
- ✗3.5% forex markup
- ✗May not work for all in-store transactions
Frequently Asked Questions
Can I get a physical card too?▼
PIXEL Play is primarily a virtual card. HDFC may offer a physical card option — check current product details on the PayZapp app or HDFC website.
How do I apply for PIXEL Play?▼
Download the HDFC PayZapp app, complete KYC, and apply for PIXEL Play entirely within the app. No branch visit required.
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