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Adani One ICICI Bank Platinum Credit Card

Entry into the Adani One ecosystem at an affordable annual fee

Co-brandedMid-tierAdani OneLow Fee
Apply Now — Official ICICI Site ↗
Joining Fee
₹499 + GST
Annual Fee
₹499 + GST
Reward Rate
5% AdaniOne points on Adani ecosystem; 2% on others
Lounge Access
2 domestic per year (spend-based)
Forex Markup
3.5%
Fuel Waiver
1% surcharge waiver
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Key Features & Benefits
  • 5% AdaniOne points on Adani ecosystem (airports, energy, retail)
  • 2% AdaniOne points on all other spends
  • 2 complimentary domestic lounge visits per year
  • Dining offers via ICICI Culinary Treats
  • Movie offers at BookMyShow
  • 1% fuel surcharge waiver
  • Roadside assistance (first year)
  • Annual fee waiver on ₹1.5L spend
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Welcome & Joining Benefits
  • Complimentary roadside repair, car wash & general checkup for first year
Milestone Benefits
  • ₹1.5L annual spend → ₹499 annual fee waived
Pros & Cons

✓ Advantages

  • Very low ₹499 annual fee easily waived
  • Entry into AdaniOne points ecosystem at minimal cost
  • 5% on Adani ecosystem is good for frequent Adani users
  • 2% on all other spends is above average for entry level

✗ Disadvantages

  • Limited Adani partner ecosystem vs established programs
  • Only 2 domestic lounge visits/year
  • 3.5% forex markup
  • Less valuable if you rarely use Adani services
Frequently Asked Questions
How is the Platinum different from the Signature?
The Platinum card has a lower fee (₹499 vs ₹5,000), earns 5% (vs 7%) on Adani ecosystem, has fewer lounge visits, and fewer overall benefits. The Signature is for higher-income users who want premium travel benefits.
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