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Key Features & Benefits
- ✦2.5 Reward Points per ₹100 on online spends
- ✦1 Reward Point per ₹100 on offline spends
- ✦Points redeemable for Zomato, Swiggy, Amazon vouchers
- ✦Annual fee waiver on ₹1.5L spend
- ✦1% fuel surcharge waiver
- ✦Movie discounts at BookMyShow
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Welcome & Joining Benefits
- ✦500 RP on first transaction within 30 days
Milestone Benefits
- ✦₹1.5L annual spend → ₹1,000 fee waived
Pros & Cons
✓ Advantages
- ✓2.5X on online spends — decent for entry level
- ✓Redeem for Zomato/Swiggy — useful for food lovers
- ✓Annual fee easily waived
✗ Disadvantages
- ✗No lounge access
- ✗3.5% forex
- ✗1 RP = ₹0.25 — standard
Frequently Asked Questions
Can I redeem Mojo points for food delivery?
Yes — Kotak Mojo Platinum points can be redeemed for Zomato and Swiggy vouchers, among other options like Amazon and Flipkart gift cards, via Kotak's rewards portal.
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