All Kotak Mahindra Bank Credit Cards 2025 — Compare, Features & Apply

Kotak White Reserve Credit Card

Kotak Mahindra Bank · Ultra Premium / Invite Only

Invite OnlyUltra PremiumUnlimited Lounge

6 Reward Points per ₹100 on domestic spends
10 Reward Points per ₹100 on international spends
10X Reward Points on SmartEMI purchases
Unlimited domestic airport lounge access

Kotak White Credit Card

Kotak Mahindra Bank · Premium

PremiumTravelDining

3 Reward Points per ₹100 on dining, travel & entertainment
2 Reward Points per ₹100 on all other spends
2 domestic + 2 international lounge visits per quarter (8+8/year)
2 complimentary golf lessons/month

Kotak Royale Signature Credit Card

Kotak Mahindra Bank · Premium Travel

PremiumTravelGolf

4 Reward Points per ₹150 on all eligible spends above ₹200
10X Reward Points on dining, entertainment & travel (select categories)
4 domestic + 4 international airport lounge visits per year
2 complimentary golf games/lessons per month

Kotak Zen Signature Credit Card

Kotak Mahindra Bank · Mid-Premium

Mid-PremiumDiningLounge

4 Reward Points per ₹100 on dining and international spends
2 Reward Points per ₹100 on all other eligible spends
2 domestic + 1 international lounge visit per quarter
2 free movie tickets/month

Kotak League Platinum Credit Card

Kotak Mahindra Bank · Mid-tier Rewards

Mid-tierRewardsLounge

8 Reward Points per ₹150 on special categories (travel agencies, airlines, departmental stores, durable goods, electrical, tour operators)
4 Reward Points per ₹150 on dining
2 Reward Points per ₹150 on all other eligible spends
4 complimentary domestic lounge visits per year (spend-gated)

Kotak 811 #DreamDifferent Credit Card

Kotak Mahindra Bank · Lifetime Free / Entry

Lifetime FreeZero FeeInstant Issuance

2% cashback on all online spends
1% cashback on all offline spends
Zero joining fee and zero annual fee — forever
Instant card issuance via Kotak 811 app

Kotak Mojo Platinum Credit Card

Kotak Mahindra Bank · Entry Rewards

Entry RewardsOnlineFood

2.5 Reward Points per ₹100 on online spends
1 Reward Point per ₹100 on offline spends
Points redeemable for Zomato, Swiggy, Amazon vouchers
Annual fee waiver on ₹1.5L spend

IndiGo Ka-ching Kotak Credit Card

Kotak Mahindra Bank · Co-branded / Airline

Co-brandedIndiGoBluChips

21 BluChips per ₹100 on IndiGo website/app bookings
5 BluChips per ₹100 on food delivery, fuel & grocery
1.5 BluChips per ₹100 on all other spends
BluChip vouchers redeemable for IndiGo flights

IndiGo Ka-ching XL Kotak Credit Card

Kotak Mahindra Bank · Co-branded / Premium Airline

Co-brandedPremium AirlineIndiGo XL

19 BluChips per ₹100 on IndiGo website/app
7 BluChips per ₹100 on dining & entertainment
2 BluChips per ₹100 on all other spends
4 domestic + 2 international lounge visits per year

Myntra Kotak Credit Card

Kotak Mahindra Bank · Co-branded / Fashion / Lifetime Free

Lifetime FreeMyntraFashion

7.5% Kotak Points back on Myntra purchases
5% Kotak Points on fashion, apparel & beauty (all online)
1.25% Kotak Points on all other eligible spends
Zero annual fee — lifetime free

PVR Kotak Credit Card

Kotak Mahindra Bank · Co-branded / Entertainment

Co-brandedPVRMovies

10% cashback on PVR Gold, PVR Inox, PVR Cinemas (tickets + F&B)
1% cashback on all other eligible spends
Free PVR snack combo on milestone spend
Complimentary PVR Gold Lounge access (select screens)

IndianOil Kotak Credit Card

Kotak Mahindra Bank · Co-branded / Fuel

FuelIndianOilCo-branded

4% value back at IndianOil petrol pumps
2% value back on grocery and utility bill payments
1% value back on all other eligible spends
1,000 bonus RP as welcome benefit

Kotak Cashback+ Credit Card

Kotak Mahindra Bank · Cashback / Entry

CashbackFood DeliveryGrocery

5% cashback on online food delivery (Zomato, Swiggy), grocery & entertainment
3% cashback on fuel purchases at any petrol pump
0.5% unlimited cashback on all other eligible spends
Annual fee waiver on ₹2L spend

Kotak Urban Premium Credit Card

Kotak Mahindra Bank · Urban Lifestyle / Mid-tier

Lifestyle10X WeekendLounge

10 Reward Points per ₹100 on dining, travel & entertainment on weekends
2 Reward Points per ₹100 on all other eligible spends
2 complimentary domestic lounge visits per quarter (8/year)
Dining discounts at partner restaurants